Difference between SBI PayPass and payWave international debit card

Difference between SBI PayPass and payWave international debit card

Difference between SBI PayPass and payWave international debit card
Aditya Raj Anand
Saturday, 31 July 2021
Difference between SBI PayPass and payWave international debit card

Debit card commonly known as ATM card. ATM card is very important for our survival right. Basically this will not be wrong if I says that debit card being a part in our day to day life. Even we use debit card for taking loan from the bank. Like home loan, creating finance like Bajaj finance, HDFC finance etc.

So, in today's world a debit card becomes very useful tools for survival.

But if we talk about the debit card. It comes in many varieties. Like Rupay debit card, visa debit card, master card etc. 

The card that we use in ATM machine is generally Rupay or visa card. But many times we have to do an international transaction. Then what we will have to do. So don't worry, for international transaction there are two types of card available in the market. First card is paywave debit card and other is PayPass debit card.

Now, the question is, if we need these types of debit card. Then what will we have to do? So all these debit cards are available in your bank. You have to just write a letter or application to your bank manager to get that card.


Now, let's understand what is SBI Paywave international debit card and what is its benefits?

What is SBI paywave international debit card?

SBI paywave international debit card is a type of debit card that works differently than a normal debit card. Paywave debit card works on wifi technology. That means this card works on the principal of NFC (Near field communication). 

This technology is used for quick and simple translation. This is because, paywave international debit card uses antina or a contactless chip inside it to make any transaction quickly and safely.

In simple words, SBI paywave international debit card is that debit card which have inbuilt contactless chip and NFC technology for quick and easy transaction of money.

The best part to have this SBI paywave international debit card is, there is no need of any atm pin for transaction less than 2000.

For example if you buy anything that costs less than 2000 rupees then just bring this card to the card swiping machine. Your payment will be done within second just clicking some buttons on the machine.

SBI paywave debit card brought by visa company. This is the private company that makes debit card, credit card for international transaction.

What is SBI PayPass debit card?

SBI PayPass debit card is also a type of debit card that is used for international transaction. PayPass debit card also works on the principal of NFC (Near field communication). 

This technology is used for quick and simple translation. This is because, paywave international debit card uses antina or a contactless chip inside it to make any transaction quickly and safely.

SBI paywave debit card brought by master card company. This is the private company that makes debit card, credit card for international transaction.

Difference between SBI payWave and SBI PayPass debit card

These are the some difference between SBI payWave international debit card and SBI PayPass debit cards.

  • SBI paywave debit card works on the technology of NFC. Whereas SBI PayPass debit card also works on NFC technology.
  • SBI paywave international debit card makes by visa company whereas SBI PayPass debit card makes by Mastercard company.
  • SBI paywave and PayPass both the debit card has its own transection limits.
  • Means both the card has different transection limits.
  • Both the card paywave and PayPass have its own benefits given by the company visa and Mastercard respectively.
  • The daily cash withdrawal limit is minimum for SBI PayPass but maximum for SBI paywave.
  • SBI paywave debit card is user friendly then SBI PayPass debit card.
  • SBI paywave international debit card has Lower charges then SBI PayPass debit card.

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